Friday, December 11, 2009

How To Search A Bankruptcy Database Online

By Lorenzo Minez

The most important and used bankruptcy database is the Pacer database used by the federal courts, this database is accessible online for a fee and is particularly of importance to attorneys throughout America who need to file their clients bankruptcy cases online.

You see quite often when courts find themselves overrun with a lot of bankruptcy filings to process they will allow attorneys dealing with their clients bankruptcies to make use of online means in order to complete their clients bankruptcy filing.

However, this bankruptcy database is not accessible directly to debtors who must thus engage an attorney if they want to find information through this means.

Another option available is to use one of the many independent bankruptcy databases that have been built up by many companies, these databases can be very useful when wanting information regarding a company you're thinking of dealing with or when you have two file for bankruptcy.

Using different search queries with bankruptcy databases

If you are looking to use these kinds of bankruptcy databases, you can enter certain parameters for your search which can include according to region which will throw up information according to county, state, city and even three first digits of zip codes.

Another way of searching for data that is normally presented to you is by date, this can include the filing date, data of first meeting, the dismissal date and of course the discharge date.

It is also possible to search the bankruptcy database according to type such as chapter seven or chapter eleven dismissal or even a combination that you may opt for, and the bankruptcy database is also able to furnish information regarding individuals as well as businesses

Remember here that chapter eleven deals only with businesses while chapter thirteen is meant for individuals only, and even the majority of chapter seven's are for individuals as well.

In some cases you may even come across a bankruptcy database that provides information such as the amount of assets and or liabilities that the person or entity in question has.

Finally, the bankruptcy database will also contain the house addresses and within this you can filter out addresses with regard to certain apartment numbers, PO Boxes as well as those addresses that have number signs in them.

Thus, as you can see, each different bankruptcy database has a lot of information that it contains and which can be accessed entirely or according to specific needs and it will prove to be very helpful under different situations.

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